Michigan Educational Credit Union

Dedicated to serving the financial needs of the educational community since 1942.

24-Hour ATM

For our members we have added a fee free ATM located at:
     Community Driven Credit Union
     5397 Michigan Avenue W
     Ypsilanti MI 48197


Enjoy the Convenience of 24-Hour ATM Service

With your Personal Identification Number (PIN), your MECU Automated Teller Machine (ATM) Card gives you 24-hour access to your MECU accounts at thousands of ATMs in Michigan, across the nation and around the world. Just look for an ATM displaying the CO-OP ATM, NYCE, STAR or Cirrus logos. You can withdraw cash, make deposits, transfer funds, and check your balances. 

Enjoy unlimited use of your ATM card at the following ATMs that are owned and operated by Michigan Educational Credit Union (see locations below). If the ATM is not owned by MECU, you are allowed 4 FREE withdrawals each month. After that, MECU charges a $1 fee for each additional withdrawal. MECU does not charge members for any deposits, transfers or balance inquiries. 

MECU Offices
9200 Haggerty Road, Plymouth, MI 48170
14921 Middlebelt Road, Livonia, MI 48154
4141 Jackson Boulevard, Ann Arbor, MI 48103
123 Brighton Lake Road, Brighton, MI 48116
1903 Rochester Road, Royal Oak, MI 48073
47230 Hayes Road, Macomb Township, MI 48044
Schoolcraft College in the McDowell Center
McDowell Center Vestibule, 18600 Haggerty Road, Livonia, MI 48152
VisTaTech Center, 18600 Haggerty Road, Livonia, MI 48152

Apply Today!

We've provided the ATM Card application form in both the convenient Adobe Acrobat PDF format and in a printable text format. We recommend the Adobe Acrobat version but, you'll need Adobe's Free Acrobat reader in order to view it. Almost any browser can view and print the text version. To make printing easier, a new window will open when you select either type of form.  

PDF ATM Card Form     Text ATM Card Form

Please mail the completed form to:

Michigan Educational Credit Union
9200 Haggerty Rd.
Plymouth, MI 48170 

Avoid Surcharge Fees

Michigan Educational Credit Union does not assess a surcharge on ATM transactions and most, if not all, Michigan credit unions do not assess ATM surcharges.

To avoid ATM surcharge fees, look for ATMs displaying the CO-OP ATM decal. CO-OP ATM is a surcharge-free network of ATMs for participating credit union members. As a member of MECU, you will not be surcharged at any ATM displaying the CO-OP ATM decal, even if that credit union surcharges cardholders of other financial institutions. To find an ATM near you, go to www.allco-op.org or call toll-free 1-888-SITE-CO-OP.