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Credit Card Application

* Required Fields

    • If you wish to apply for joint credit, please check the box below and fill out both the Applicant and Co-Applicant sections below.

    • Please initial before continuing.





    • New Cardholders





    • Existing Cardholders







    • Applicant





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    • Nearest Relative Not Living with You (not spouse)

    • You are not required to disclose income from alimony, child support or separate maintenance. However, if you are relying on income from alimony, child support or separate maintenance as a basis for repayment of this obligation, please complete below.







    • Co-Applicant





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    • Nearest Relative Not Living with You (not spouse)

    • You are not required to disclose income from alimony, child support or separate maintenance. However, if you are relying on income from alimony, child support or separate maintenance as a basis for repayment of this obligation, please complete below.







    • I/We hereby apply for a Visa/MasterCard/Visa Gold/Visa Platinum Line of Credit Loan. The above statements are submitted for the purpose of obtaining credit. I/We certify that they are true, complete and correct. I/We understand that the Credit Union will retain this application whether or not it is approved . You are authorized to check my/our credit and employment to verify any statements made herein. Each person signing this application agrees to be jointly and severally responsible for payment of the account. I/We are members of the Credit Union and by signing here, I/We understand that the use of my/our card will constitute acknowledgement of receipt and agreement to the terms of the credit card agreement and disclosures. “I/We understand and agree that the closing of my/our Credit Union Share Account terminates my/our status as members of the Credit Union, and upon such closing I/ We can no longer obtain credit with the Credit Union Visa/MasterCard/Visa Gold/Visa Platinum card.”


    • (NO CARD WILL BE ISSUED IN THE NAME OF A PERSON WHO HAS NOT SIGNED THIS APPLICATION. ALL CARDHOLDERS MUST BE MECU MEMBERS.)

    • Balance Transfer Form

    • Balances you have on high interest credit cards can be costing you much more than necessary. You can save money by transferring your current balances to your Michigan Educational Credit Union Visa, MasterCard, Visa Gold or Visa Platinum. To transfer balances, complete the form below and return it with the attached application. We will handle the details for you.






    • Total balance transfers cannot exceed your approved Visa/MasterCard/Visa Gold/Visa Platinum limit. Please allow at least two to three weeks for your other credit card(s) to be credited. You may still need to make a payment on your other credit card account(s) to keep it current, even if you transfer the total amount due. Michigan Educational Credit Union is not responsible for any additional charges or fees assessed by your other credit cards account(s), nor is it responsible for payments that are late or lost in the mail. Transfer of a balance which contains disputed charges may cause you to lose your rights with regard to those charges. Balance transfers are treated as cash advances and will bear finance charges from the transaction date until paid. Confirmation on any advance will be sent to you for your records. If you wish to do so, it is your responsibility to close out any of the above accounts, which would help you a void any annual fees assessed to those accounts.

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    Michigan Educational Credit Union,
    9200 Haggerty Road Plymouth, MI 48170
    Dedicated to serving the financial needs of our community since 1942.
    National Credit Union Administration
    This Credit Union is federally-insured by the National Credit Union Administration
    We do business in accordance with the Fair Housing Law
    Equal Housing Lender