You've Earned This.
Reward yourself with MECU's Visa Signature Rewards Card. With every purchase, you'll earn points toward travel, merchandise and even cash back to your credit union account. The more you buy, the more you get back. It's that simple. In addition, you'll enjoy many other perks available only to Visa Signature cardholders.
Visa Signature Rewards Card features include:
- No annual fee
- Variable annual percentage rate
- Credit limits starting at $5,000
- 25-day grace period on purchases
- No balance transfer fees
- Worldwide cash advance access
- No cash advance fee
- Automatic payment option
- 24-hour Visa Signature Concierge Service
- Auto Rental Collision Damage Waiver
- Travel and Emergency Assistance Services
- Extended Warranty Protection
- CURewards®: Earn 1.25 points for every dollar you spend!
Through the CURewards program, you'll earn 1.25 points for each dollar you spend. You can redeem your points for merchandise, travel and gift cards. You can even convert your rewards points to cash, with the option of posting the cash to your MECU account or applying it to your credit card balance.
To redeem points, you'll need to register your card with CU Rewards at www.CURewards.com. You can also access CURewards through Credit Card Accounts Online. For a complete list of program rules and conditions, go to www.CURewards.com.
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| INTEREST RATES AND OTHER CHARGES |
Visa Signature Rewards |
| Annual Percentage Rate (APR) for Purchases |
17.74% - 21.00%, when you open your account, based on your creditworthiness. After that, your APR will vary with the market, based on the Prime Rate. |
| APR for Balance Transfers | 17.74% - 21.00%, when you open your account, based on your creditworthiness. After that, your APR will vary with the market, based on the Prime Rate. |
| APR for Cash Advances | 17.74% - 21.00%, when you open your account, based on your creditworthiness. After that, your APR will vary with the market, based on the Prime Rate. |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| Minimum Interest Charge | None. |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |