The Power Of Repayment Is In Your Hands 

Large purchases can make it challenging to manage your credit card payment. Sometimes it just takes a little longer to pay off those pricey items. MECU is pleased to offer you a better way to budget your spending with the Buy Now, Pay Later feature on our credit cards. 

With Buy Now, Pay Later, you have the power to divide large, qualifying purchases over monthly installments at a lower fixed rate.^* No new line of credit. No credit checks. No impact to your credit score. Just another helpful tool to see you achieve your financial goals with MECU.

You need to have Digital Banking access in order to take advantage of this feature. Buy Now, Pay Later is available on large purchases only. You'll be able to see your eligible purchases within Digital Banking. Just look for the Installment Plans tile located in the "Card Services" tab. Simply choose your installment plan and pay back your purchase on your terms.  

For more information, please contact us at (734) 455-9200 or toll-free (888) 261-3355, or stop by any MECU branch location.  

Buy Now, Pay Later is a financial product brought to you by Michigan Educational Credit Union. A Michigan Educational Credit Union Digital Banking profile is required to use Buy Now, Pay Later on your MECU credit card. This feature can be accessed in Digital Banking via computer, tablet or our MichEd Mobile App. Michigan Educational Credit Union may change APRs, fees and other account terms in the future based on your experience with Michigan Educational Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Michigan Educational Credit Union Buy Now, Pay Later website or the MichEd Mobile App for additional information. 

* Purchase must be greater than $100 from qualifying merchants. Buy Now, Pay Later available for six (6), nine (9), twelve (12) and eighteen (18) month terms, split evenly over term, depending on qualifications. Interest rate will be provided within Digital Banking or our MichEd Mobile App and will be contingent on qualifying purchase.