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New MECU Website Is Here!

Welcome to the new www.michedcu.org!  The updated website is designed to improve your online experience.  Some of the features include:

  • A fully responsive design for easier navigation on your mobile device, tablet, or PC.
  • Improved navigation with quick links that enable you to dive directly into the site from the home page.
  • Improved search functionality, including “Most Requested Info” on interior pages.
  • An enhanced Locations & Hours page, letting you search for Shared Branches and ATMs by zip code.
  • A new Financial Resource Center that provides you with helpful tools and financial education resources.

We hope you find that the new website has a fresh look and is easy to use.  Over the next few weeks, we will be adding some new features, including a Facebook page and Twitter account.

Please be sure to click around the new site. If you have any comments or suggestions, please share them with us by filling out the form below.  Your feedback is greatly appreciated!

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    2015 - 1990 Automobiles (100% Financed)
    Effective Date: 9/01/2015
    Year FromYear ToTermAPR* as low as
    2015 2011 Up to 60 Months 1.75%
    2015 2011 72 Months** 2.75%
    2015 2011 84 Months** 3.25%
    2010 2008 Up to 60 Months 2.75%
    2007 1990 Up to 48 Months 5.75%

    ** Minimum $25,000.00 for 84 month term, Minimum $10,000 for 72 month term

    College Grad Discount - 2014 and 2015 graduates can save .25% off MECU's current 2015s/2014s auto loan rates.

    Classic Cars (25 years and older)
    As low as 7.50% - 36 months 7.50% - 48 months (minimum $10,000)

    *Rates includes a .25% discount for direct deposit and .25% discount for share draft checking and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.

    Share Savings
    Effective Date: 9/01/2015
    Regular Share Savings .15%
    Christmas Club .15%
    Vacation Club .15%
    The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Savings, Vacation or Christmas Club account. * Rates are subject to change at any time.
    Share Certificates
    Effective Date: 9/01/2015
    TermAPY*Minimum Amount
    91 Days 0.20% $2,500
    182 Days 0.30% $2,500
    365 Days 0.50% $2,500
    18 Months 0.50% $5,000
    24 Months 0.75% $5,000
    30 Months 0.75% $5,000
    36 Months 1.00% $5,000
    48 Months 1.40% $5,000
    60 Months 1.75% $5,000
    Rates are subject to change at any time without notice. Please call for the most current rates.
    *Annual Percentage Yields
    All Rates
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    Michigan Educational Credit Union,
    9200 Haggerty Road Plymouth, MI 48170
    Dedicated to serving the financial needs of the educational community since 1942.
    National Credit Union Administration
    This Credit Union is federally-insured by the National Credit Union Administration
    We do business in accordance with the Fair Housing Law
    Equal Housing Lender