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Last Chance For 2.99% Balance Transfers!

Time is running out on our 2.99% APR* balance transfer offer! You only have until June 30, 2016, to transfer your high-rate credit card debt to any MECU Visa Classic, MasterCard, Visa Gold or Visa Platinum at a special 2.99% rate for 12 months from the time of the first qualifying transaction.

Unlike many credit card issuers, MECU does NOT charge a fee for balance transfers. Plus, all MECU cards have no annual fee, low fixed rates, and a 25-day grace period on purchases.

For more information and to apply, click here or contact any MECU office today!

* Annual Percentage Rate. The 2.99% APR promotional rate is valid for 12 months from the time of the first qualifying transaction. The 2.99% rate applies to all balance transfers that take place from January 1 through June 30, 2016. Balance transfers are processed for the amount requested, or up to your available credit limit. Payments to your transferring account should be made until the account is confirmed paid in full. Michigan Educational Credit Union takes no responsibility for additional finance charges, fees and transactions posting to your transferring account. This offer applies only to accounts in good standing. This offer cannot be used to pay off existing MECU loans.

2016 - 1991 Automobiles (100% Financed)
Effective Date: 05/01/2016
Year FromYear ToTermAPR* as low as
2016 2012 Up to 60 Months 1.75%
2016 2012 72 Months** 2.75%
2016 2012 84 Months** 3.25%
2011 2009 Up to 60 Months 2.75%
2008 1991 Up to 48 Months 5.75%

** Minimum $25,000.00 for 84 month term, Minimum $10,000 for 72 month term

College Grad Discount - 2015 and 2016 graduates can save .25% off MECU's current 2016s/2015s auto loan rates.

Classic Cars (25 years and older)
As low as 7.50% - 36 months 7.50% - 48 months (minimum $10,000)

*Rates includes a .25% discount for direct deposit and .25% discount for share draft checking and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.

Share Savings
Effective Date: 05/01/2016
Regular Share Savings .15%
Christmas Club .15%
Vacation Club .15%
The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Savings, Vacation or Christmas Club account. * Rates are subject to change at any time.
Share Certificates
Effective Date: 05/01/2016
TermAPY*Minimum Amount
91 Days 0.20% $2,500
182 Days 0.30% $2,500
365 Days 0.60% $2,500
18 Months 0.60% $5,000
24 Months 0.85% $5,000
30 Months 0.85% $5,000
36 Months 1.10% $5,000
48 Months 1.50% $5,000
60 Months 1.85% $5,000
Rates are subject to change at any time without notice. Please call for the most current rates.
*Annual Percentage Yields
All Rates
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Michigan Educational Credit Union,
9200 Haggerty Road Plymouth, MI 48170
Dedicated to serving the financial needs of the educational community since 1942.
National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration
We do business in accordance with the Fair Housing Law
Equal Housing Lender