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All Michigan Educational Credit Union offices will be closed November 26 and November 27 in observance of the Thanksgiving holiday

Spread A Little Joy With A 6.95% APR Holiday Helper Loan

Make your list, check it twice, then come to MECU for a loan rate that's nice. With our 6.95% APR* Holiday Helper Loan, you can afford to make the holidays special for your loved ones this year.

Available until December 31, 2015, this affordable signature loan allows you to borrow up to $10,000 for up to 60 months. You'll save money by using it instead of high-rate credit cards to purchase gifts, finance holiday travel, work on do-it-yourself projects around the house and more.

To make your loan request for a 6.95% APR Holiday Helper Loan, contact the Loan Department at any MECU office or click here to apply online.

* Annual Percentage Rate effective November 1 through December 31, 2015. Holiday Helper Loan not available for refinancing existing MECU loans. Qualification for unsecured credit required.

2016 - 1991 Automobiles (100% Financed)
Effective Date: 11/01/2015
Year FromYear ToTermAPR* as low as
2016 2012 Up to 60 Months 1.75%
2016 2012 72 Months** 2.75%
2016 2012 84 Months** 3.25%
2011 2009 Up to 60 Months 2.75%
2008 1991 Up to 48 Months 5.75%

** Minimum $25,000.00 for 84 month term, Minimum $10,000 for 72 month term

College Grad Discount - 2014 and 2015 graduates can save .25% off MECU's current 2016s/2015s auto loan rates.

Classic Cars (25 years and older)
As low as 7.50% - 36 months 7.50% - 48 months (minimum $10,000)

*Rates includes a .25% discount for direct deposit and .25% discount for share draft checking and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.

Share Savings
Effective Date: 11/01/2015
Regular Share Savings .15%
Christmas Club .15%
Vacation Club .15%
The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Savings, Vacation or Christmas Club account. * Rates are subject to change at any time.
Share Certificates
Effective Date: 11/01/2015
TermAPY*Minimum Amount
91 Days 0.20% $2,500
182 Days 0.30% $2,500
365 Days 0.50% $2,500
18 Months 0.50% $5,000
24 Months 0.75% $5,000
30 Months 0.75% $5,000
36 Months 1.00% $5,000
48 Months 1.40% $5,000
60 Months 1.75% $5,000
Rates are subject to change at any time without notice. Please call for the most current rates.
*Annual Percentage Yields
All Rates
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Michigan Educational Credit Union,
9200 Haggerty Road Plymouth, MI 48170
Dedicated to serving the financial needs of the educational community since 1942.
National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration
We do business in accordance with the Fair Housing Law
Equal Housing Lender