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MECU Ranked Among Healthiest Credit Unions In U.S.

Michigan Educational Credit Union was recently named to the DepositAccounts.com 2016 list of the Top 200 Healthiest Credit Unions in America for the third year in a row! MECU is one of only 42 credit unions nationwide to be named to the list all three years. MECU ranked 133rd overall.

Each year DepositAccounts.com evaluates the financial health of every federally insured credit union in the United States — more than 6,000 total. Each institution is graded on a number of factors, including capitalization, deposit growth, and loan to reserve ratios, in order to determine a comprehensive health score.

For the full 2016 list and more information, go to DepositAccounts.com.


2017 - 1992 Automobiles (100% Financed)
Effective Date: 12/01/2016
Year FromYear ToTermAPR* as low as
2017 2013 Up to 60 Months 1.75%
2017 2013 72 Months** 2.75%
2017 2013 84 Months** 3.25%
2012 2010 Up to 60 Months 2.75%
2009 1992 Up to 48 Months 5.75%

** Minimum $25,000.00 for 84 month term, Minimum $10,000 for 72 month term

College Grad Discount - 2015 and 2016 graduates can save .25% off MECU's current 2017s/2016s auto loan rates.

Classic Cars (25 years and older)
As low as 7.50% - 36 months 7.50% - 48 months (minimum $10,000)

*Rates includes a .25% discount for direct deposit and .25% discount for share draft checking and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.

Share Savings
Effective Date: 12/01/2016
Regular Share Savings .15%
Christmas Club .15%
Vacation Club .15%
The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Savings, Vacation or Christmas Club account. * Rates are subject to change at any time.
Share Certificates
Effective Date: 12/01/2016
TermAPY*Minimum Amount
91 Days 0.20% $2,500
182 Days 0.30% $2,500
365 Days 0.60% $2,500
18 Months 0.60% $5,000
24 Months 0.85% $5,000
30 Months 0.85% $5,000
36 Months 1.10% $5,000
48 Months 1.50% $5,000
60 Months 1.85% $5,000
Rates are subject to change at any time without notice. Please call for the most current rates.
*Annual Percentage Yields
All Rates
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Michigan Educational Credit Union,
9200 Haggerty Road Plymouth, MI 48170
Dedicated to serving the financial needs of our community since 1942.
National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration
We do business in accordance with the Fair Housing Law
Equal Housing Lender