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2018 - 1993 Automobiles (100% Financed)
Effective Date: 05/01/2018
Year FromYear ToTermAPR* as low as
2018 2014 Up to 60 Months 2.24%
2018 2014 72 Months** 2.99%
2018 2014 84 Months** 3.74%
2013 2011 Up to 60 Months 3.24%
2010 1993 Up to 48 Months 5.99%

** Minimum $25,000.00 for 84 month term, Minimum $10,000 for 72 month term

College Grad Discount - 2016 and 2017 graduates can save .25% off MECU's current 2018s/2017s auto loan rates.

Classic Cars (25 years and older)
As low as 7.50% - 36 months 7.50% - 48 months (minimum $10,000)

*Rates includes a .25% discount for direct deposit and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.

Share Savings
Effective Date: 05/01/2018
NameAPY*
Regular Share Savings .25%
Christmas Club .25%
Vacation Club .25%
The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Savings, Vacation or Christmas Club account. Rates are subject to change at any time.
*APY = Annual Percentage Yield.
Share Certificates
Effective Date: 05/01/2018
TermAPY*Minimum Amount
91 Days 0.65% $2,500
182 Days 0.85% $2,500
365 Days 1.35% $2,500
18 Months 1.45% $5,000
24 Months 1.60% $5,000
30 Months 1.70% $5,000
36 Months 1.95% $5,000
48 Months 2.20% $5,000
60 Months 2.50% $5,000
Rates are subject to change at any time without notice. Please call for the most current rates.
*Annual Percentage Yield
All Rates
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Michigan Educational Credit Union,
9200 Haggerty Road Plymouth, MI 48170
Dedicated to serving the financial needs of our community since 1942.
National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration
We do business in accordance with the Fair Housing Law
Equal Housing Lender