Michigan Educational CU Go to main content

MECU Named "Best of Bauer" Credit Union

Michigan Educational Credit Union is proud to ring in 2017 as an official "Best of Bauer" credit union! That's because we've been awarded the highest 5-Star Superior rating from BauerFinancial, the Nation's Premier Bank and Credit Union Rating Firm, for 100 consecutive quarters. MECU has maintained the 5-Star Superior rating as one of the nation's strongest credit unions in terms of capital, loan quality and profitability. Click here to read the media release.



2017 - 1992 Automobiles (100% Financed)
Effective Date: 3/1/2017
Year FromYear ToTermAPR* as low as
2017 2013 Up to 60 Months 1.75%
2017 2013 72 Months** 2.75%
2017 2013 84 Months** 3.25%
2012 2010 Up to 60 Months 2.75%
2009 1992 Up to 48 Months 5.75%

** Minimum $25,000.00 for 84 month term, Minimum $10,000 for 72 month term

College Grad Discount - 2015 and 2016 graduates can save .25% off MECU's current 2017s/2016s auto loan rates.

Classic Cars (25 years and older)
As low as 7.50% - 36 months 7.50% - 48 months (minimum $10,000)

*Rates includes a .25% discount for direct deposit and .25% discount for share draft checking and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.

Share Savings
Effective Date: 03/01/2017
Regular Share Savings .15%
Christmas Club .15%
Vacation Club .15%
The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Savings, Vacation or Christmas Club account. * Rates are subject to change at any time.
Share Certificates
Effective Date: 03/01/2017
TermAPY*Minimum Amount
91 Days 0.30% $2,500
182 Days 0.40% $2,500
365 Days 0.70% $2,500
18 Months 0.70% $5,000
24 Months 0.95% $5,000
30 Months 0.95% $5,000
36 Months 1.20% $5,000
48 Months 1.60% $5,000
60 Months 1.95% $5,000
Rates are subject to change at any time without notice. Please call for the most current rates.
*Annual Percentage Yields
All Rates
Go to main navigation
Michigan Educational Credit Union,
9200 Haggerty Road Plymouth, MI 48170
Dedicated to serving the financial needs of our community since 1942.
National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration
We do business in accordance with the Fair Housing Law
Equal Housing Lender