Michigan Educational Credit Union

Featured Products & Services

Save a Little Green!

Drive for less with Auto Loan rates as low as 1.75% APR! Contact the Loan Department for more information.

Think Spring with Home Equity

Start your spring home improvement projects with home equity rates as low as 4.50% APR. Ask our Loan Department for details.

Rated 5 Stars by BauerFinancial

Michigan Educational Credit Union is proud to be recognized as a 5-Star Superior credit union by the nation's leading credit union rating and research firm, BauerFinancial, Inc.

New Remote Banking Services Are Here!

After making extensive upgrades, MECU has introduced the new and improved Internet Home Banking and Mobile Banking services. Give them a try today!

Home Banking

Alerts/Notices

Internet Home Banking

Mobile Banking

Fraud/Phishing Tips and Online Security Tips

If you plan to travel out of your normal shopping area and will be accessing your MECU account electronically through ATM, Debit Card, or your Credit Card, please notify the Accounting Department at 734-455-9200.

Coming Soon-ATM Upgrades!

Exciting news! MECU will be upgrading all of our ATM's later this year. This upgrade will allow our members to conduct many Shared Branch transactions at MECU owned ATMs.

Please be sure to look for more detailed updates as we get closer to implementation.

Quick Links

Rates

2015 - 2012 Auto Loan Rates

Term	APR* as low as
24 Months	1.75%
36 Months	1.75%
48 Months	1.75%
60 Months	1.75%
72 Months**	2.75%
84 Months***	3.25%

Unless noted otherwise, rates are effective 2/01/2015 and are subject to change at any time without notice. Rates based on approved credit and credit union relationship. Please call for the most current rates and details.
*Annual Percentage Rate
** Model Years 2012-2015 only
*** Model years 2014-2015 only

More Info

Share Certificate Rates


Term	APY*	Min Amount
91 Days	0.20%	$2,500
182 Days	0.30%	$2,500
365 Days	0.50%	$2,500
18 Months	0.50%	$5,000
24 Months	0.75%	$5,000
30 Months	0.75%	$5,000
36 Months	1.00%	$5,000
48 Months	1.40%	$5,000
60 Months	1.75%	$5,000

Unless noted otherwise, rates are effective 2/01/2015 and are subject to change at any time without notice. Please call for the most current rates.

*Annual Percentage Yields

More Info

Loan Calculator

From the loan rates page, note the rate and the term (number of months) for the loan you want. Input the rate (e.g. input 7.25% as 7.25), term (number of months) and the loan amount (enter in whole dollar amount with no decimals, e.g. 10000 not 10000.25) in the boxes below and click on the "Estimate Now" button.

Calculator

Term:

Interest Rate:

Loan Amount:
$

Est. Total Interest:
$

Est. Monthly Payment:
$

Loan Application

Please note: The information provided by this calculator is for illustrative purposes only. Amounts calculated may differ from actual values due to such factors as rounding, the exact number of days, term and other factors.