Grab A 3.99% Rate With This Special Offer! 

For a limited time after you receive your new MECU Contactless Mastercard, you have the opportunity to take advantage of this special offer:

  • 3.99% APR* on all balance transfers within the first 90 days
  • Low, fixed rate on the transferred balance amount for the first year
  • No balance transfer fees!

Most credit card issuers charge a fee of 3%-5% of the amount transferred, which can add up fast! When you transfer your balances to your MECU card, you'll start saving money right away, which can help you pay off your bills faster.

To take advantage of this limited-time offer, give us a call at (734) 455-9200 or toll-free (888) 261-3355 or contact the Loan Department at any MECU office. Be sure to let us know if you need to request a credit limit increase in order to cover your balance transfer amounts. 


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* Annual Percentage Rate. The 3.99% promotional rate is valid on all balance transfers that take place within 90 days of the account open date and is valid for 365 days from the account open date. After that, the rate will revert to the current effective rate on your card. Refer to your original account disclosure for details. Balance transfers are processed for the amount requested, or up to your available credit limit. Payments to your transferring account should be made until the account is confirmed paid in full. Michigan Educational Credit Union takes no responsibility for additional finance charges, fees and transactions posting to your transferring account. This offer applies only to accounts in good standing. This offer cannot be used to pay off existing MECU loans.

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