Share Savings
Effective Date: 11/01/2024
NameAPY*
Regular Share Savings 0.20%
Christmas Club 0.20%
Vacation Club 0.20%
The minimum balance in these accounts is just $5.00. Rates may change at any time.
Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts.
There is no fee, however, to maintain a Share Savings, Vacation or Christmas Club account. Rates are subject to change at any time.
*APY = Annual Percentage Yield.

Share Certificates
Effective Date: 11/01/2024
TermAPY*Minimum Amount
91 Days 1.80% $2,500
182 Days 2.60% $2,500
365 Days 4.75% $2,500
18 Months 3.50% $5,000
24 Months 3.15% $5,000
30 Months 3.15% $5,000
36 Months 3.35% $5,000
48 Months 3.55% $5,000
60 Months 3.95% $5,000
Rates are subject to change at any time without notice. Please call for the most current rates. A penalty will be imposed for early withdrawal.
3 months and 6 months Share Certificate - all interest accrued penalty.
1 to 2.5 years Share Certificate - 6 months of interest accrued penalty.
3-5 years Share Certificate - 9 months of interest accrued penalty.
*Annual Percentage Yield

IRA Share Certificates
Effective Date: 11/01/2024
TermAPY*Minimum Amount
91 Days 1.80% $2,000
182 Days 2.60% $2,000
365 Days 4.75% $2,000
18 Months 3.50% $2,000
24 Months 3.15% $2,000
30 Months 3.15% $2,000
36 Months 3.35% $2,000
48 Months 3.55% $2,000
60 Months 3.95% $2,000
IRA Share Certificate Annual Percentage Yields are subject to change at any time. The minimum required amount for an IRA Share Certificate is $2,000 with additional increments of $500.
IRA Share Certificate dividends are compounded quarterly. A penalty will be imposed for early withdrawal.
3 months and 6 months Share Certificate - all interest accrued penalty.
1 to 2.5 years Share Certificate - 6 months of interest accrued penalty.
3-5 years Share Certificate - 9 months of interest accrued penalty.
The APY assumes dividends remain on deposit until maturity. A withdrawal will reduce your earnings.
*APY = Annual Percentage Yield.

Retirement Accounts
Effective Date: 11/01/2024
NameAPY*
Individual Retirement Account (IRA) 0.25%
A $50 minimum deposit is required to open an IRA share account. There are no fees or service charges levied against IRA share accounts. The Annual Percentage Yields above are subject to change at any time.
*APY = Annual Percentage Yield.

Share Draft/Checking
Effective Date: 11/01/2024
NameAPY*
Share Draft/Checking 0.02%
Rates may change at any time.
Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts. There is no fee, however, to maintain a Share Draft/Checking account.
*APY = Annual Percentage Yield.

 

 

 

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