Michigan Educational CU Go to main content
Home > Loans & Credit Cards > Personal Loans

Personal Loans - Apply Online

Celebrate Summer With A Rate As Low As 6.95% APR*

MECU's Summer Celebration Loan is back with rates as low as 6.95% APR to make your summer fun more affordable. You can borrow up to $10,000 with repayment terms up to 60 months. Use this affordable signature loan to:

  • Take a family vacation
  • Landscape your yard
  • Make a few home improvements
  • Pay for graduation or wedding expenses
  • Consolidate your bills
  • Finance educational expenses and more!

The Summer Celebration Loan is only available from June 1 through August 31, 2019, so you need to act soon! Contact the Loan Department at any MECU office or click here to apply online.

* Annual percentage rate effective June 1 through August 31, 2019. Rate based on approved credit and credit union relationship. Summer Celebration Loan not available for refinancing existing MECU loans. Qualification for unsecured credit required.


Revolving Credit: Access A Personal Loan Whenever You Need It

From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any time.

You can access your available Revolving Credit Personal Loan limit:

  • Through Internet Home Banking
  • Through Mobile Banking
  • At any CO-OP Network ATM
  • By contacting the Loan Department at any MECU office

To apply for a Revolving Credit Personal Loan, contact the Loan Department at any MECU office or click here to apply online.


Personal Installment Loans
Effective Date: 08/01/2019
Minimum AmountTermAPR* as low as
$100 Up to 60 Months 9.95%
Payment example: $5,000 loan with a 60 month term at 9.95% APR would be $106.11/month.
*Rate includes a .25% discount for direct deposit and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.

Go to main navigation
Michigan Educational Credit Union,
9200 Haggerty Road Plymouth, MI 48170
Dedicated to serving the financial needs of our community since 1942.
National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration
We do business in accordance with the Fair Housing Law
Equal Housing Lender