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The Summer Celebration Loan Is Back!

Let your summer bloom with a little help from the MECU Summer Celebration Loan, with rates as low as 6.95% APR!* You can borrow up to $10,000 with repayment terms up to 60 months. Use this special loan to:

  • Take a summer vacation
  • Landscape the yard
  • Work on home improvements
  • Finance wedding or graduation expenses
  • Consolidate bills
  • And much more!

Like summer itself, this loan special is only here for a limited time. Contact the Loan Department at any MECU office or apply online by August 31, 2022!

* Annual Percentage Rate effective June 1 through August 31, 2022. Rate based on approved credit and credit union relationship. Summer Celebration Loan is not available for refinancing existing MECU loans. Qualification for unsecured credit required. Payment example: A $10,000 loan over 60 months at 6.95% APR would have monthly payments of $19.78 per thousand borrowed. 

Revolving Credit: Access A Personal Loan Whenever You Need It

From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any time.

You can access your available Revolving Credit Personal Loan limit:

  • Through Internet Home Banking
  • Through Mobile Banking
  • At any CO-OP Network ATM
  • By contacting the Loan Department at any MECU office

To apply for a Revolving Credit Personal Loan, contact the Loan Department at any MECU office or

Apply Online

Personal Installment Loans
Effective Date: 07/01/2022
Minimum AmountTermAPR* as low as
$100 Up to 60 Months 6.95%
Payment example: $5,000 loan with a 60 month term at 6.95% APR would be $98.89/month.
*Annual Percentage Rate. Rate includes a .25% discount for direct deposit and may vary based on credit history.
Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.



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