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Personal Loans

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Soak Up Summer With A Rate As Low As 6.95% APR*

MECU's Summer Celebration Loan is back with rates as low as 6.95% APR to make the sunny season ahead more affordable. You can borrow up to $10,000 with repayment terms up to 60 months. Use this affordable signature loan to:

The Summer Celebration Loan is only available from June 1 through August 31, 2021, so you need to act soon! Contact the Loan Department at any MECU office or click here to apply online.

* Annual percentage rate effective June 1 through August 31, 2021. Rate based on approved credit and credit union relationship. Summer Celebration Loan not available for refinancing existing MECU loans. Qualification for unsecured credit required.


Revolving Credit: Access A Personal Loan Whenever You Need It

From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any time.

You can access your available Revolving Credit Personal Loan limit:

To apply for a Revolving Credit Personal Loan, contact the Loan Department at any MECU office or click here to apply online.


Personal Installment Loans
Effective Date: 06/01/2021
Minimum AmountTermAPR* as low as
$100 Up to 60 Months 6.95%
Payment example: $5,000 loan with a 60 month term at 6.95% APR would be $106.11/month.
*Annual Percentage Rate. Rate includes a .25% discount for direct deposit and may vary based on credit history.
Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.



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