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Get Back On Your Feet With A Winter Wrap-Up Loan!
Did your holiday spending snowball out of control? MECU can help you get back on your feet with the Winter Wrap-Up Loan! With a rate as low as 8.95% APR*, you can consolidate your high-rate bills into one affordable monthly payment. Besides bill consolidation, you can use this special loan to:
- Make home improvements
- Take a winter vacation
- Finance educational expenses
- Pay an unexpected bill
- And much more!
You can borrow up to $10,000 for up to 60 months at this special rate, but the offer is only available for a limited time. Contact the Loan Department at any MECU office or apply online by February 28, 2026!
* Annual Percentage Rate effective January 1 through February 28, 2026. Rate based on approved credit and credit union relationship. Winter Wrap-Up Loan is not available for refinancing existing MECU loans. Qualification for unsecured credit required. Payment example: A $10,000 loan over 60 months at 8.95% APR would have monthly payments of $20.73 per thousand borrowed.
| Minimum Amount | Term | APR* as low as |
|---|---|---|
| $100 | Up to 60 Months | 8.95% |
| Payment example: $5,000 loan with a 60 month term at 8.95% APR would be $103.67/month. *Annual Percentage Rate. Rate includes a .25% discount for direct deposit and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice. | ||
Revolving Credit: Access A Personal Loan Whenever You Need It
From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any time.
You can access your available Revolving Credit Personal Loan limit:
- Through Internet Home Banking
- Through Mobile Banking
- At any CO-OP Network ATM
- By contacting the Loan Department at any MECU office
To apply for a Revolving Credit Personal Loan, contact the Loan Department at any MECU office or
| Minimum Advance | Repayment | Minimum Payment | APR* |
|---|---|---|---|
| $50.00 | $30 per $1000 borrowed | $30.00 | 9.95% |
| * Annual Percentage Rate. Please call the Credit Union for the most current rates. Rates are subject to change at any time without notice. | |||