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Personal Loans

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Winter Wrap-Up Loan To The Rescue With A Rate As Low As 6.95% APR*!

Are you feeling overwhelmed by holiday bills? Unleash the power of our Winter Wrap-Up Loan! With this affordable loan, you can borrow up to $10,000 with repayment terms up to 60 months to consolidate your bills into one affordable monthly payment. Or you could use it to:

The Winter Wrap-Up Loan is only available from January 1 through February 28, 2022, so you need to act soon! Contact the Loan Department at any MECU office or click here to apply online.

* Annual percentage rate effective January 1 through February 28, 2022. Rate based on approved credit and credit union relationship. Winter Wrap-Up Loan not available for refinancing existing MECU loans. Qualification for unsecured credit required.


Revolving Credit: Access A Personal Loan Whenever You Need It

From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any time.

You can access your available Revolving Credit Personal Loan limit:

To apply for a Revolving Credit Personal Loan, contact the Loan Department at any MECU office or click here to apply online.


Personal Installment Loans
Effective Date: 01/01/2022
Minimum AmountTermAPR* as low as
$100 Up to 60 Months 6.95%
Payment example: $5,000 loan with a 60 month term at 6.95% APR would be $98.89/month.
*Annual Percentage Rate. Rate includes a .25% discount for direct deposit and may vary based on credit history.
Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time without notice.



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