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Share Draft/Checking Accounts

Simplify Your Life With A Better Checking Account

Don't settle for the outrageous checking account fees and high minimum balance requirements that are typical at many financial institutions. Michigan Educational Credit Union has a better solution.

With MECU's Draft/Checking account you'll enjoy:

  • Interest with only a $5 minimum average daily balance
  • No other minimum balance requirements
  • No monthly service or "per check" charges
  • FREE monthly statements
  • First check order FREE when you sign up for payroll deduction or direct deposit
  • FREE drafts with direct deposit of your pension or Social Security
  • Special discount on check reorders through Internet Home Banking
  • Overdraft protection
  • Courtesy Pay option
  • Federally insured

Share Draft/Checking
Effective Date: 10/01/2019
Share Draft/Checking .05%
Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Draft/Checking account.
*APY = Annual Percentage Yield.

You'll have easy access to your Draft/Checking account with:

  • Point-of-sale access using your MECU Debit Card
  • Thousands of surcharge-free ATMs
  • Internet Home Banking
  • Online Bill Payment
  • Mobile Banking
  • Remote Deposit Capture
  • Speedy Line Audio Teller

Leave Your Checkbook At Home With The MECU Debit Card

The MECU Debit Card looks like a credit card and works like a check — only better! It's convenient and FREE. You can use your debit card anywhere MasterCard® is accepted, including gas stations, grocery stores, restaurants, retail stores and more. Unlike credit cards, the funds come directly out of your Draft/Checking account. It also doubles as an ATM card, giving you convenient 24-hour access to your accounts at thousands of ATMs in Michigan and across the country.

Click here to apply for your MECU Debit Card today!

Click here to apply for your MECU ATM Card today!

Deposit Slip - Need to mail a deposit in? Please use this form.

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Michigan Educational Credit Union,
9200 Haggerty Road Plymouth, MI 48170
Dedicated to serving the financial needs of our community since 1942.
National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration
We do business in accordance with the Fair Housing Law
Equal Housing Lender