Mortgage Loans - Apply Online
Find Your Dream Home!
Buying a home can be a confusing and expensive process. All the more reason to turn to a source you can trust for your financing! Michigan Educational Credit Union is pleased to offer competitive rates on a variety of mortgage options. Our on-site Member Mortgage Services representatives will help guide you through the mortgage process. They can even pre-approve you for your loan before you start house hunting to put you in a better position to make a serious offer on a home.
We have mortgage representatives available at our Plymouth, Livonia, and Ann Arbor offices. Appointments may also be arranged at our other office locations.
To speak with a mortgage representative or schedule an appointment, please call any of the following offices:
Plymouth (734) 416-5076
Livonia (734) 261-6550
Ann Arbor (734) 761-7505
If you would like to apply online, please click here.
If you would like to make a mortgage payment, click here.
|Home Mortgage & Mortgage Refinancing Rates|
|Effective Date: 09/17/2019|
|30 year fixed||as low as 3.375%||3.635%||2 pts|
|30 year fixed||as low as 3.875%||3.976%||0 pts|
|20 year fixed||as low as 3.375%||3.740%||2 pts|
|20 year fixed||as low as 3.750%||3.889%||0 pts|
|15 year fixed||as low as 3.000%||3.462%||2 pts|
|15 year fixed||as low as 3.625%||3.801%||0 pts|
|10 year fixed||as low as 3.000%||3.672%||2 pts|
|10 year fixed||as low as 3.625%||3.880%||0 pts|
|3/1 ARM||as low as 3.500%||4.743%||2 pts|
|5/1 ARM||as low as 3.500%||4.581%||2 pts|
|7/1 ARM||as low as 3.500%||4.440%||2 pts|
Rates are based on credit score, Loan-to-Value, Loan term, and other factors that may affect rate. All rates are subject to change at any time and without notice.
Home Mortgage Disclosure Act (HMDA) data is available on the Bureau's Web site at www.consumerfinance.gov/hmda.
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