Apple Pay™ FAQ

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What is Apple Pay?

Apple Pay™ is simple to use and works with the devices you use every day. Easily pay with your debit or credit cards with just a touch. And because your card details are never shared by Apple® when you use Apple Pay, making payments with youriPhone®, Apple Watch®, iPad®, and Mac® is the safer, more private way to pay.

What device(s) do I need to get started with Apple Pay?

For a list of eligible devices, please click here .

Which MECU cards can I use with Apple Pay?

MECU Debit and Credit Cards can both be used with Apple Pay.

Are my payments safe with Apple Pay?

Yes. When you use Apple Pay, your MECU card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your MECU cards, which includes our Zero Liability policy that protects you from unauthorized purchases.

How are my privacy and personal information protected?

Since Apple Pay doesn't store your card number on the device, you never reveal your name, card number or security code to merchants.

Am I able to opt out of Apple Pay at any time?

Adding your cards to Apple Pay is your choice; you can add and remove cards when needed.

Which merchants are participating?

You can use Apple Pay at more than 220,000 locations.

Is Apple Pay free?

Yes. Be aware that message and data rates may apply, depending on your data plan.

Where can I get more information on Apple Pay?

More information is available at .


Apple®, the Apple logo, iPhone®, iPad®, Apple Watch® and Safari® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple PayTM and Touch IDTM is a trademark of Apple, Inc

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